ARAIB-20: PASS
GHA
🇬🇭[GHA]//JURISDICTION STATUTE COMPLIANCE

Ghana Digital Asset Regulatory Framework

REGION: West Africa
CURRENCY: GHS
POSTURE:
AUDIT AS-OF: 2026-10-04

Bank of Ghana Draft Guidelines for VASPs under public consultation, supported by the BoG Regulatory and Innovation Sandbox.

Topical Statutory Guides for Ghana

Granular breakdown of specific statutory requirements, licenses, and official gazette citations.

VASP & Exchange Licensing Requirements

Official authorization procedures, incorporation rules, and regulatory capital requirements for virtual asset service providers.

EXPLORE STATUTORY RULES

Stablecoin Issuance & Settlement Regulations

Rules governing fiat-referenced tokens, payment processing, reserve asset custody, and interbank settlement accounts.

EXPLORE STATUTORY RULES

Commercial Banking Intermediation & Settlement Rails

Permissions and prohibitions governing commercial bank relationships with crypto exchanges and customer accounts.

EXPLORE STATUTORY RULES

Digital Asset Legal Classification & Token Offering Rules

Statutory definitions of virtual currencies, securities qualification, and token offering frameworks.

EXPLORE STATUTORY RULES

Digital Asset Taxation & Transaction Withholding

Direct tax rates, capital gains obligations, withholding rules, and revenue authority directives.

EXPLORE STATUTORY RULES
Supervising Authorities
Bank of Ghana
BoG
CATEGORY: CENTRAL BANK / STATUS: ACTIVE
Securities and Exchange Commission Ghana
SEC-GH
CATEGORY: REGULATOR / STATUS: ACTIVE
Financial Intelligence Centre Ghana
FIC-GH
CATEGORY: REGULATOR / STATUS: ACTIVE
Permitted & Prohibited Activities
Enacted Primary Statutes & Binding Circulars
Statute / Circular TitleOfficial ReferenceLegal StatusEffective DateOfficial Gazette
Draft Guidelines for Virtual Asset Service Providers (VASPs)BoG/VASP/DRAFT/2024DRAFT CONSULTATION2024-08-16GAZETTE
Public Notice on Cryptocurrency TradingBG/GOV/SEC/2022/01ENACTED BINDING2022-03-09GAZETTE
Primary Statutory Evidence Extracts
BoG/VASP/DRAFT/2024 / Section 4, Page 5
“No person or entity shall issue, circulate, or offer electronic tokens purporting to represent the Ghana Cedi without prior joint authorization... This document constitutes draft guidelines under public consultation.”
Source: Draft Guidelines for Virtual Asset Service Providers (VASPs)